1.1 PureFinancialAcademy.com is an online educational web site only, owned and operated by Pure Financial LLC (herein referred to as "PFA"). PFA provides training services and software product(s), including but not limited to audio, video, written materials, digital programs, digital files, licenses, courses, webinars, memberships, or subscriptions (herein referred to as "PFA Services or Software"). This terms and conditions is an agreement you must accept in order to use PFA Services or Software, INCLUDING THE BINDING ARBITRATION PROVISION CONTAINED IN SECTION 1.14. YOU MUST BE EIGHTEEN (18) OR OLDER TO ACCESS THIS SITE AND ANY MATERIAL PROVIDED BY PFA. Information contained throughout the site may be provided by sources that are not affiliated with PFA. The accuracy, reliability of such information is believed to be reliable. However, PFA does not warrant the accuracy, completeness, quality, adequacy, or content of any information on our website. Such information is provided ‘as is’ without warranty or condition of any kind, either expressed or implied.
1.2 PFA is not a Commodity Trading Advisor (CTA) or a Registered Investment Advisor (RIA), or a broker-dealer. Trading has both potential risk and rewards. Any trades placed upon reliance on PFA Services or Software, are taken at your own risk. Your account can be lost in it's entirety at any time. Past performance is not necessarily an indication of future performance. PFA makes absolutely no guarantee or representation that any account will, or is likely to achieve profits or losses similar to those shown or discussed. All PFA Services or Software are not to be interpreted as investment advice. PFA may have positions in any asset class mentioned and is under no obligation to disclose details regarding any of their transactions.
1.3 All statements and expressions of opinion made by PFA are the opinion of PFA and its associates, and are not meant to be a solicitation or recommendation to buy, sell, or hold any securities or commodities including but not limited to futures, options, equities, or forex. Any presentation (live or recorded) is for educational purposes only. You agree PFA may record any presentation and you permit PFA to use the content for any purpose without limitation, at PFA's discretion. PFA is under no obligation to maintain any such recording(s) and may be deleted at any time. Presenters not employeed by PFA, along with their websites, products and services, collectively referred to as (“Presenter Content”), are independent persons or companies that are in no manner affiliated with PFA or any of its affiliates (herein referred to as "Third-Party Presenters"). PFA or any of its affiliates are not responsible for, do not approve, recommend or endorse any Presenter Content referenced on this website and it’s your sole responsibility to evaluate Presenter Content. Please be aware that any performance information provided by a presenter should be considered hypothetical and must contain the disclosures required by NFA Rule 2-29(c). If you are interested in learning more about, or investigating the quality of, any such Presenter Content you must contact the presenter, provider or seller of such Presenter Content. No person employed by, or associated with PFA, or any of its affiliates is authorized to provide any information about any such Presenter Content.
1.4 You acknowledge that your contact information, including but not limited to name, email, and phone number will be stored in a database owned by PFA, and you agree to be contacted by PFA and its associates, including but not limited to email(s) from PureFinancialAcademy.com. You agree that PFA may provide your contact information, in whole or in part, to Third-Party Presenters at the sole discretion of PFA and you agree to be contacted by such Third-Party Presenters.
1.5 All trade alerts, calls and or notifications whether verbal, email, text, visual or by any other means, are strictly for educational purposes only, and are not meant to be a solicitation or recommendation to buy, sell, or hold any securities or commodities including but not limited to futures, options, equities, or forex. All trades presented are not traded in a live account and should be considered hypothetical.
1.6 CFTC RULE 4.41
HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE INHERENT LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER-OR-OVER COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN.
1.7 You agree that you will not allow anyone else access to, nor will you attempt to copy or duplicate any PFA Services or Software without written permission from PFA. No member may communicate to non-members any PFA Services or Software or other information provided by PFA, or reveal PFAs' view of or position in any asset class, without written permission from PFA. You agree that you will be solely responsible for any liability arising from any third party access including but not limited to financial responsibility.
1.8 Any PFA Services or Software provided by PFA is used entirely at your own risk. PFA Services or Software is strictly for educational purposes only. PFA Services or Software should NOT be relied upon for any live trade decisions. PFA makes no representation that the operation of the PFA Services or Software will be uninterrupted or error-free, and PFA will not be liable for the consequences of any interruptions or errors. All PFA Services or Software is provided ‘as is’ without warranty or condition of any kind, either expressed or implied.
1.9 PFA is not responsible for maintaining any version(s) of software files with the exception of the most recent "current" version. You agree to be solely responsible for backing up any file(s) to which you hold an active license and accept that a newer version will NOT be provided by PFA without additional costs.
1.10 The term(s) "lifetime", "perpetual" and or "unlimited" are defined here as 'the amount of time the PFA Services or Software purchased remains available for purchase on the domain purefinancialacademy.com', and may be subject to change without notice. PFA MAKES NO GUARANTEE OR REPRESENTATION AS TO HOW LONG ANY PFA SERVICES OR SOFTWARE WILL BE OFFERED OR SUPPORTED.
1.11 Software purchased with a "lifetime", "perpetual" and or "unlimited" license, includes free updates for a period of one (1) year from the purchase date. After the one (1) year period, update(s) will require a maintenance fee. The fee amount will be twenty (20) percent of the "then current" purchase price of the corresponding product. The completed maintenance fee payment will extend the software license, free update period, one (1) year from the payment date.
1.12 If you require remote support at anytime PFA holds no responsibility to any actions made on any computer at anytime and can not be held liable in any way. By requesting or accepting a request from a PFA representative to give live remote assistance, you accept full responsibility for changes made to the computer content or system settings. PFA does not assume and is not responsible for any liability for the linking and viewing of any computer content. As such, PFA recommends you remain at your desktop and observe for the entirety of the session.
1.13 NO REFUNDS OR EXCHANGES ON ANY PURCHASES. Due to the immediate access to our online PFA Services or Software, there is a strict NO REFUNDS POLICY. PFA does not offer a refund nor an exchange for any reason. We encourage our guests to do their due diligence in order to make an educated decision. If you wish to cancel your subscription at anytime, you can do so from within your User Profile (if applicable). Cancellations must take place a minimum of 24 hours before the beginning day of your billing cycle. You are responsible for cancellations and all payments that take place.
1.14 YOU EXPRESSLY AGREE THAT YOU ARE FULLY AWARE OF THE RISKS ASSOCIATED WITH YOUR PARTICIPATION IN THE USE OF PFA SERVICES OR SOFTWARE, AND YOU ARE VOLUNTARILY PARTICIPATING ENTIRELY AT YOUR OWN RISK. IN CONSIDERATION OF RISK WHILE PARTICIPATING IN THE USE OF PFA SERVICES OR SOFTWARE, AND AS CONSIDERATION FOR THE RIGHT TO PARTICIPATE IN THE USE OF PFA SERVICES OR SOFTWARE, YOU HEREBY, FOR YOURSELF, YOUR HEIRS, EXECUTORS, ADMINISTRATORS, ASSIGNS, OR PERSONAL REPRESENTATIVES, KNOWINGLY AND VOLUNTARILY WAIVE ANY AND ALL RIGHTS, CLAIMS OR CAUSES OF ACTION OF ANY KIND WHATSOEVER ARISING OUT OF YOUR PARTICIPATION IN THE USE OF PFA SERVICES OR SOFTWARE, AND DO HEREBY RELEASE AND FOREVER DISCHARGE PFA, THEIR AFFILIATES, MANAGERS, MEMBERS, AGENTS, ATTORNEYS, STAFF, VOLUNTEERS, HEIRS, REPRESENTATIVES, PREDECESSORS, SUCCESSORS AND ASSIGNS, FOR ANY PHYSICAL OR PSYCHOLOGICAL INJURY, INCLUDING BUT NOT LIMITED TO ILLNESS, DAMAGES, FINANCIAL OR EMOTIONAL LOSS, THAT YOU MAY SUFFER AS A DIRECT OR INDIRECT RESULT OF YOUR PARTICIPATION IN THE USE OF PFA SERVICES OR SOFTWARE. WE BOTH (YOU AND PFA) AGREE ANY DISPUTE RELATING IN ANY WAY TO YOUR USE OF ANY PFA SERVICES OR SOFTWARE, OR TO ANY PRODUCTS SOLD OR DISTRIBUTED BY PFA OR THROUGH PUREFINANCIALACADEMY.COM WILL BE RESOLVED THROUGH FINAL AND BINDING ARBITRATION, RATHER THAN IN COURT. YOU HEREBY AGREE TO WAIVE ANY CLASS ACTION PROCEEDING OR COUNTERCLAIM AGAINST PFA, ITS AFFILIATES, SUCCESSORS OR ASSIGNS, WHETHER AT LAW OR EQUITY, REGARDLESS OF WHICH PARTY BRINGS SUIT.
1.15 We may revise these terms from time to time, the most current version will always be at purefinancialacademy.com/terms-and-conditions. If the revision, in our sole discretion, is material we will notify you via an email to the email associated with your account. PFA reserves the right to revoke your access to all PFA Services or Software if the terms set forth in these terms and conditions are breached, without refund or notice. By continuing to access or use PFA Services or Software after those revisions become effective, you agree to be bound by the revised terms. By accessing and or using PFA Services or Software, you are agreeing to all of the terms above and you accept full responsibility for your trading and investing results.
“Non-Personally-Identifying Information” is information that, without the aid of additional information, cannot be directly associated with a specific person. “Personally-Identifying Information,” by contrast, is information such as a name or email address that, without more, can be directly associated with a specific person. Like most website operators, Company gathers from users of the Website Non-Personally-Identifying Information of the sort that Web browsers, depending on their settings, may make available. That information includes the user’s Internet Protocol (IP) address, operating system, browser type and the locations of the websites the user views right before arriving at, while navigating and immediately after leaving the Website. Although such information is not Personally-Identifying Information, it may be possible for Company to determine from an IP address a user’s Internet service provider and the geographic location of the visitor’s point of connectivity as well as other statistical usage data. Company analyzes Non-Personally-Identifying Information gathered from users of the Website to help Company better understand how the Website is being used. By identifying patterns and trends in usage, Company is able to better design the Website to improve users’ experiences, both in terms of content and ease of use. From time to time, Company may also release the Non-Personally-Identifying Information gathered from Website users in the aggregate, such as by publishing a report on trends in the usage of the Website.
A “Web Beacon” is an object that is embedded in a web page or email that is usually invisible to the user and allows website operators to check whether a user has viewed a particular web page or an email. Company may use Web Beacons on the Website and in emails to count users who have visited particular pages, viewed emails and to deliver co-branded services. Web Beacons are not used to access users’ Personally-Identifying Information. They are a technique Company may use to compile aggregated statistics about Website usage. Web Beacons collect only a limited set of information, including a Web Cookie number, time and date of a page or email view and a description of the page or email on which the Web Beacon resides. You may not decline Web Beacons. However, they can be rendered ineffective by declining all Web Cookies or modifying your browser setting to notify you each time a Web Cookie is tendered, permitting you to accept or decline Web Cookies on an individual basis.
We may use third-party vendors, including Google, who use first-party cookies (such as the Google Analytics cookie) and third-party cookies (such as the DoubleClick cookie) together to inform, optimize and serve ads based on your past activity on the Website, including Google Analytics for Display Advertising. The information collected may be used to, among other things, analyze and track data, determine the popularity of certain content and better understand online activity. If you do not want any information to be collected and used by Google Analytics, you can install an opt-out in your web browser (https://tools.google.com/dlpage/gaoptout/) and/or opt out from Google Analytics for Display Advertising or the Google Display Network by using Google’s Ads Settings (www.google.com/settings/ads).
We may share aggregated and Non-Personally Identifying Information we collect under any of the above circumstances. We may also share it with third parties and our affiliate companies to develop and deliver targeted advertising on the Website and on websites of third parties. We may combine Non-Personally Identifying Information we collect with additional Non-Personally Identifying Information collected from other sources. We also may share aggregated information with third parties, including advisors, advertisers and investors, for the purpose of conducting general business analysis. For example, we may tell our advertisers the number of visitors to the Website and the most popular features or services accessed. This information does not contain any Personally-Identifying Information and may be used to develop website content and services that we hope you and other users will find of interest and to target content and advertising.
We may use hyperlinks on the Website which will redirect you to a social network if you click on the respective link. However, when you click on a social plug-in, such as Facebook’s "Like" or "Share" button, Twitter’s “tweet” button, LinkedIn's "Share" button or Google+'s "Share" button, that particular social network’s plugin will be activated and your browser will directly connect to that provider’s servers. If you do not use these buttons, none of your data will be sent to the respective social network’s plugin provider. So for example, when you click on the Facebook’s “Like” button on the Website, Facebook will receive your IP address, the browser version and screen resolution, and the operating system of the device you have used to access the Website. Settings regarding privacy protection can be found on the websites of these social networks and are not within our control.
Content such as forum discussions, reviews, blog posts, comments or articles from our site may be shared on social media outlets when a social plug-in is clicked, such as Facebook’s "Like" or "Share" button, Twitter’s “tweet” button, LinkedIn's "Share" button or Google+'s "Share" button, or by posting a URL to the page where the content is publicly available. We encourage you to exercise discretion and caution with respect to your personal information. USERS ASSUME ALL RESPONSIBILITY FOR ANY LOSS OF PRIVACY OR OTHER HARM RESULTING FROM THEIR VOLUNTARY DISCLOSURE OF PERSONALLY IDENTIFYING INFORMATION.
As defined above, Personally-Identifying Information is information that can be directly associated with a specific person. Company may collect a range of Personally-Identifying Information from and about Website users. Much of the Personally-Identifying Information collected by Company about users is information provided by users themselves when (1) registering for our service, (2) logging in with social network credentials, (3) participating in polls, contests, surveys or other features of our service, or responding to offers or advertisements, (4) communicating with us, (5) creating a public profile or (6) signing up to receive newsletters. That information may include each user’s name, address, country, email address, telephone number, Skype ID, and, if you transact business with us, financial information such as your payment method (valid credit card number, type, expiration date or other financial information). We also may request information about your interests and activities, your gender, age, date of birth, username, hometown and other demographic or relevant information as determined by Company from time to time. Users of the Website are under no obligation to provide Company with Personally-Identifying Information of any kind, with the caveat that a user’s refusal to do so may prevent the user from using certain Website features.
BY REGISTERING WITH OR USING THE WEBSITE, YOU CONSENT TO THE USE AND DISCLOSURE OF YOUR PERSONALLY-IDENTIFYING INFORMATION AS DESCRIBED IN THIS “COLLECTION, USE AND DISCLOSURE OF PERSONALLY-IDENTIFYING INFORMATION” SECTION.
We may occasionally use your name and email address to send you notifications regarding new services offered by the Website that we think you may find valuable. We may also send you service-related announcements from time to time through the general operation of the service. Generally, you may opt out of such emails by clicking the "Unsubscribe" link within each email or by contacting us using the contact information provided below, though we reserve the right to send you notices about your account, such as service announcements and administrative messages, even if you opt out of all voluntary email notifications.
We save the licenses you've purchased or leased, the purchase date, the expiration date, the licensed product name, your license key, your computer's hardware ID and the number of computers you are allowed to use our products and services on. This information is used to allow you access to use our products and services and to limit piracy of such products and services.
We take the security of your Personally-Identifying Information seriously and use reasonable electronic, personnel and physical measures to protect it from loss, theft, alteration or misuse. However, please be advised that even the best security measures cannot fully eliminate all risks. We cannot guarantee that only authorized persons will view your information. We are not responsible for third-party circumvention of any;privacy settings or security measures.
We are dedicated to protect all information on the Website as is necessary. However, you are responsible for maintaining the confidentiality of your Personally-Identifying Information by keeping your password confidential. You should change your password immediately if you believe someone has gained unauthorized access to it or your account. If you lose control of your account, you should notify us immediately.
The Children's Online Privacy Protection Act ("COPPA") protects the online privacy of children under 13 years of age. We do not knowingly collect or maintain Personally-Identifying Information from anyone under the age of 13, unless or except as permitted by law. Any person who provides Personally-Identifying Information through the Website represents to us that he or she is 13 years of age or older. If we learn that Personally-Identifying Information has been collected from a user under 13 years of age on or through the Website, then we will take the appropriate steps to cause this information to be deleted. If you are the parent or legal guardian of a child under 13 who has become a member of the Website or has otherwise transferred Personally-Identifying Information to the Website, please contact Company using our contact information below to have that child's account terminated and information deleted.
California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about the Personally-Identifying Information (if any) we disclosed to third parties for direct marketing purposes in the preceding calendar year. If applicable, this information would include a list of the categories of the Personally-Identifying Information that was shared and the names and addresses of all third parties with which we shared Personally-Identifying Information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to our privacy officer as listed below.
Most web browsers and some mobile operating systems include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. Because there is not yet a common understanding of how to interpret the DNT signal, the Website currently does not respond to DNT browser signals or mechanisms.
State of Wyoming
CFTC RULE 4.41 HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE INHERENT LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER-OR-OVER COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN.
Trading contains substantial risk and is not for every investor. An investor could potentially lose all or more than the initial investment. Risk capital is money that can be lost without jeopardizing one's financial security or life style. Only risk capital should be used for trading and only those with sufficient risk capital should consider trading. Past performance is not necessarily indicative of future results. All Software provided or purchased is strictly for educational purposes only. Any presentation (live or recorded) is for educational purposes only and the opinions expressed are those of the presenter only. Testimonials may not be representative of the experience of other clients or customers and is not a guarantee of future performance or success.